regulation and policy

September 2026 Spiko No fees, no spread: how Spiko manages currency conversion You can now transfer funds between Spiko Euro, Spiko Dollar and Spiko Pound, and withdraw from any of them in EUR, GBP, or USD.

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Spiko said Smart Cash Euro received S&P Global Ratings’ top AAAf fund credit quality rating and S1+ fund volatility rating. The product pages also describe new currency-conversion functions across Spiko Euro, Spiko Dollar, Spiko Pound, and Spiko T-Bills, with availability extending to other products as of September 1, 2026.

Key claims & sources

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S&P Global Ratings assigned Smart Cash Euro a AAAf fund credit quality rating and an S1+ fund volatility rating, and Spiko said both sit at the top of their scales.
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Spiko said that, as of September 1, 2026, transfers can move funds between Spiko Euro, Spiko Dollar and Spiko Pound, and withdrawals can be made from any of them in EUR, GBP or USD.
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Spiko said users can switch between currencies inside the app with no fees and no spread, and that this capability was already live in Spiko T-Bills by November 2024.

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Oct 1 04:20