David Schwartz vs. Flare CEO: How Big Can XRP Ledger Lending Get?
A public debate has opened between David Schwartz and Hugo Philion over how large XRP-led lending on the XRP Ledger could become. The discussion is taking place before the ledger’s native lending feature has launched, and it remains framed as a friendly exchange. [39316] [39822]
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Users and builders watching XRP lending will notice that the conversation is already public before the native feature exists. That means interest in XRP-based lending is visible now, rather than only after the ledger adds the tool.
What changes in practice is that XRP lending is being discussed and positioned before the native lending feature is available. What stays the same is that the native lending feature itself has not launched yet, so the exchange does not describe an operating change on the ledger today.
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