XRP Ledger Turns Into 'Whales Safehouse' With New Upgrade: What It Changes for XRP Holders

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Users and institutions that manage XRPL accounts now have a new delegation option available after the Oct. 8 activation, and the change is visible in the account controls they use for transaction handling. It affects holders who want other accounts to act for them while keeping the account’s own keys separate, including setups that keep master keys offline.

Before this activation, the permission model did not include this delegated-permissions setup, and now account owners can hand off transaction authority for selected actions without handing over the whole account. What stays the same is that the permission set remains under the account owner’s control, and the unresolved PaymentBurn and validator-counting issues are still present. (per tokenpost.com)